TIMING is everything when it comes to saving dosh.
Studies show setting reminders are key to spending less. From loyalty events to weekend offers, popping a reminder in your diary or phone can keep you on track.
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Set a reminder for these five things and save . . .
NEVER FORGET: Use handy tools such as moonpig.com’s handy date reminder tool to nudge you about upcoming birthdays and important dates for loved ones.
Knowing in advance means you can prep for pressies and shop around to make a saving.
Send a card by 9pm for delivery the next day — and if you go via topcashback.co.uk, you could get up to 13 per cent cashback.
FREE-MAILS: Checking your emails at the right time pays off.
Many brands send offers and discount codes on Sunday evenings, so set a phone reminder to go through your inbox at this time and set aside freebie vouchers, deals and codes in a separate folder, or note them down.
Check them on the day you shop and you might save you a bundle.
TRIAL IT RIGHT: Whether it is TV, music or audiobooks, there are free trials available for all kinds of subscription services. Hop between them to save serious cash.
Pop reminders in your phone calendar for two days before a trial ends then switch to the next one.
A month or two with no subscription fees could put a little back into your Christmas budget.
POINT TO IT: Loyalty-card offers are everywhere at this time of year. Note down when and where to save loads.
Several stores run points offers at the weekends as Christmas approaches, so put off major purchases until then.
Think about what you want to buy, where you want to go and check their website first.
TEA-TIME YOUR SHOP: A 3pm reminder to nip to the supermarket could slash the cost of a midweek shop.
Most stores mark down items from 4pm, so head to the reduced aisle then. Aldi and Lidl bring out their special deals on Thursdays and Sundays, meanwhile, so try these too.
PRICES here are correct at time of going to press. Deals and offers are subject to availability.
Deal of the day
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MOISTURISE with The Body Shop’s fresh raspberry whipped body butter, 200ml, £18 down to £5.
SAVE: £13
Cheap treat
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ADD some flavour with new Maille tarragon, green pepper and red pepper and garlic mustard. Currently on offer at Sainsbury’s for £1.50 down from £2.
SAVE: 50p
I’ll drink to that
ALDI has been announced as Drinks Retailer Of The Year for the third year running, and to celebrate, it is launching its biggest wine range yet, with more than 70 new wines in store and online, at highly competitive prices.
Top swap
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INSTEAD of the Aluna water filter jug, above, £20.70 at brita.co.uk, head to Poundland for the Perfect Drop water filter jug and cartridge, below, for just a fiver.
SAVE: £15.70
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Giselle’s little helper
CHECKING out a film tonight? Tuck into a new bargain snack while you watch.
Tesco has launched a Baileys-inspired cream liqueur flavour popcorn and it’s just £1.50.
Shop and save
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CHILL out on the Habitat Huxley two-seater metal bistro set in brass, was £200, now £133 at Argos.co.uk.
SAVE: £67
Hot right now
THERE is a great bra offer on at M&S. You can get two for £18 on selected styles.
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