SAVING money isn’t just about cutting back or bagging a discount. You can also save cash by claiming back what’s rightfully yours.
Whether you have funds sitting in a long-forgotten bank account or you’re looking for compensation for a delayed train journey, the onus is on you to get your cash back. So here’s how to do it . . .
ON THE RIGHT LINES: Leaves on the line, sheep on the track . . . the list of excuses for train delays is endless. But thanks to the Delay Repay scheme, you’re entitled to money back for delays of 15 minutes or more. Refunds are between 12.5 and 100 per cent of the ticket price, depending on the length of delay and ticket type. Each rail firm has a Delay Repay section on its website.
Save: Average of £20
FORGOTTEN FUNDS: There’s an estimated £850million lying in lost bank accounts. mylostaccount.org.uk — a free service — helps users trace their lost accounts and get reunited with their money. This applies to savings accounts, current accounts and even Premium Bond prizes. If you’ve lost track of a pension, use the Government’s free Pension Tracing Service.
Save: Up to £13,000
TOP OF THE BILL: Energy bills are a hot topic right now but there’s a chance your energy provider might owe YOU. If you pay for your energy bills by direct debit, your account could be in credit. This usually happens during the summer months when less energy is used, and it balances out again when you use more energy in the winter. However, if your account is in significant credit, you’re entitled to ask your supplier for that money back.
Save: Average of £100
CODE BREAKER: Millions of people end up paying too much tax each year due to tax code errors. Don’t be one of them. Moneysavingexpert.com has a tax code calculator, or you can head to the gov.uk website for more information.
Save: Average of £1,000
- All prices on page correct at time of press. Deals and offers are subject to availability.
Top of the swap
BEE happy with this buzzing set of mugs from Next £16 for four. Or head to B&M Stores and get four mugs for just £8.
SAVE: £8
Savers’ little helper
BE kind to your feet this autumn and choose yourself some new shoes at a great price.
Clarks is offering 30 per cent off selected styles with the code TREAT at clarks.co.uk. What’s more, you get free delivery when you spend £75 or more.
Deal of day
FRESHEN up your laundry with Comfort, half-price at Iceland. Was £5, now £2.50.
SAVE: £2.50
Cheap treat
TUCK into a tube of Doritos Stax for just £1.25 at Asda, down from £2.50.
SAVE £1.25
Shop & save
SNUGGLE up with a comfy fleece throw, now half-price at Wilko. Was £10, now £5.
SAVE £5
Hot right now
ON a health kick? Head to argos.co.uk, where you can get up to 30 per cent off selected fitness equipment.
They may be small but these little life-savers are MIGHTY – and up for Who Cares Wins awards
