It’s been a rollercoaster year for mortgage rates and after the inflation panic spike over summer, lenders have been slashing costs for borrowers.
The best mortgage rates are now falling towards 4 per cent, whereas not so many months ago they were rising towards 6 per cent – and many deals climbed above that.
So is the mortgage crisis over and how much further will rates fall?
On this podcast, Georgie Frost, Helen Crane and Simon Lambert discuss a year of mortgage madness, what could happen next and – most importantly – what can those who need to remortgage or buy a home do.
Plus, as gold hits a record high and bitcoin soars again, what’s going on and should investors buy in?
We discuss the case of the savers whose Isa savings of more than £600,000 went missing thanks to NatWest.
And finally, This is Money lost a team member last week. Our development editor Richard Browning, a founding member of This is Money back in 1999, sadly died suddenly.
The podcast plays tribute to Rich – the man who helped build the internet and a much-loved and very funny guy.
