People who are feeling the pinch explain how their expenses are stacking up

Most of primary school teacher Kate Locke’s salary goes on her rent – and in the last month, that’s gone up by 10%. Combined with the rising costs of food and energy, Locke, 39, is increasingly worried about money. “By end of month I’m in my overdraft, I haven’t been able to save anything – there’s no stability,” Locke, who lives in Reading, says.

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