Jane Charles is out of pocket despite a court ruling that some of her lender’s terms and conditions were unfair

Jane Charles is hoping her 15-year “nightmare” involving a costly interest-only loan may soon be over after a court ruled that some of the lender’s terms and conditions were unfair.

The judgment raises issues that could affect thousands of people, and is likely to be studied closely by other borrowers, including customers of other subprime lenders.

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