Critics say plans among ‘most regressive yet’, while high-earning borrowers ‘stand to benefit substantially’

Wealthy undergraduates in England will be better off while women, disadvantaged students and those from the north and Midlands are most likely to be worse off under proposed changes to student finance, according to the government’s own analysis.

After the official announcement of an overhaul of how graduates in England will repay tuition fee and maintenance loans in the future, ministers also urged universities to make “efficiencies” to cope with the reduced income they faced from a prolonged freeze on tuition fees.

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