There has been plenty of doom and gloom in recent months – and today, we go searching for cheerier news.

The energy price cap will fall from the weekend, plunging to £2,074 – below the £2,500 set Energy Price Guarantee from the Government.

So, what should you be doing to prepare – and what does that mean for your usage? Will we soon see the return of fixed tariffs?

This week Georgie Frost, Helen Crane and Lee Boyce discuss the new price cap, along with a sneaky move from a major energy supplier to stop quarterly billing.

Mortgage rates are rising – that’s not good news for homeowners coming up to remortgage.

However, there is some good news… This is Money has a new Navigate the Mortgage Maze column written by L&C broker David Hollingworth.

We reveal what the column is all about and details of the first one, which covers a question on many lips: how do I overpay and take advantage of a low fixed rate as much as possible?

There has been a flurry of new saving deals, with the top savings rates now nudging past 6 per cent – challenger banks are driving the rises, but even bigger banks are boosting some deals.

Personalised licence plates on cars have surged in popularity – but why? And what makes one worth a five-figure sum?

Can you live without sat nav, parking sensors, heated seats and a… CD player in your car? A new survey reveals the motoring gadgets we can’t live without.

We talk about the scammer turned good who is worried about AI and fraud. And what money stories did Helen bring back from her Glastonbury adventure?

Listen to the This is Money podcast

We publish the podcast every Friday to the player on This is Money, above, and on Apple Podcasts (iTunes), the most popular, Spotify, Audioboom, and so many more.

To download the Apple Podcasts app go to the App store. On Android devices, go to the Google Play store to download the podcast app of your choice. 

You can press play to listen to this week’s full episode on the player above, and wherever you get your podcasts please subscribe and review us if you like the podcast.

We’re now available on YouTube and you can ask your smart device to ‘play the This is Money podcast’. 

If you’re not happy using apps, you can also listen to the latest episode and archive on the This is Money podcast page

This post first appeared on Dailymail.co.uk

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