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The latest top deals from savings platforms include a 90-day notice account paying 4.75 per cent and a six-month fix paying 4.9 per cent.
We reveal the best rates and how to get bonus boosters from across the different savings platforms in our tables and round up below.
Among those top deals is the best available one-year fixed rate on the market, from QIB via Raisin, paying 5.35 per cent.
About savings platforms
A new wave of savings platforms have emerged in recent years which help savers keep track of their accounts more easily and move money into better rates after signing up.
They might not always offer the best rates on the market, but allow you to manage multiple accounts in one place. In some cases they offer exclusive deals that beat the market.
They also sometimes have sign-up bonuses that can help boost rates to make them better than what is on offer elsewhere and also offer Financial Services Compensation Scheme protection.
For example, Hargreaves Lansdown has reintroduced its cash bonus for those who sign-up and save within its savings platform, Active Savings.* The cash bonus is tiered and ranges from £20-£100 depending on how much someone puts in.
For example, anyone depositing between £10,000 and £19,999 will receive £20, while those depositing £80,000 or more will receive a £100 bonus.
Two free to use savings platforms that have consistently offered deals on par with the best buys this year are Raisin UK* and Hargreaves Lansdown’s Active Savings.*
The best deals on these platforms ca be found below.
Rival platforms include Flagstone, AJ Bell’s Cash Savings Hub*, and Aviva Save.
Below we round up the top rates with Raisin and Hargreaves Lansdown and reveal whether they beat the best buys in our independent This is Money savings tables.
| Deal | Rate | Rate with boost and £10k | Does it beat the best buy? |
|---|---|---|---|
| Paragon Bank* | 3.55% | 3.75% | No |
| Allica Bank* | 3.53% | 3.73% | No |
| Zopa Bank* | 3.52% | 3.72% | No |
| Coventry Building Society* (1) | 3.44% | 3.64% | No |
| (1) You can take money out of the product up to 6 times a year without having to pay a charge | |||
