SANTANDER has gone down this morning leaving hundreds of customers without access to online banking.
Downdetector, which shows when companies are experiencing outages, said there were 2,275 reported issues as of 9.15am.
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78% of the issues related to customers struggling with their mobile banking, 22% with online banking and 1% with credit cards.
The Downdetector map shows the issues are spread across the country.
People have been complaining on social media that they can’t get online.
One said: “Is your app down. I can’t get into it and need to access my account urgently.”
Another wrote: “Is your app down? I can’t connect either through WiFi or 4G! Everything else is fine!”
One man also said: “Is your app down by any chance, can’t even log on online as I need the app to authenticate..
“Not a very good system if the app is down though eh?”
The bank has responded to Twitter users that it is aware of issues using the app.
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It said: “We are receiving reports that there are issues with our online banking app.
“We are currently investigating this.
“However the webpage version of online banking currently remains unaffected at the moment.
“So we recommend using this for the time being.”
We have contacted Santander to ask how many people are affected and when the issue will be resolved, we will update this article when we know more.
Can I claim compensation for an outage?
Banks aren’t obliged to pay out compensation to customers if there’s been an outage or if they’ve experienced technical issues.
But you might be entitled to some money back depending on how much the disruption affected you.
You’ll have to present evidence of how the outage negatively affected you, including any extra costs incurred through possible late payment fees.
You should make a note of when you were unable to access the services and the names of the people you spoke to at the company that suffered the outage.
You can find more detail about how to complain to Santander on its website.
If your bank doesn’t resolve any complaint, you can take your case up with the Financial Ombudsman Service.
It is an independent body which will resolve any issues based on what it thinks is “fair and reasonable” depending on the circumstances of the case.
The service can resolve your issue over the phone, by email or post depending on what best suits you.
In the case of an IT system outage at a bank, the FOS says any compensation you may receive will be dependent on your circumstances and whether you lost any money as a result.
If it finds the bank was at fault, you may see any fees, charges or fines reimbursed.
