Readers reveal how they have spent their time since retiring – be it helping with childcare, renting property, gardening or worrying about the future

Barbara was 59 when she decided she’d had enough of working. The former chief executive of a multi-academy trust, now 63, had always wanted to retire early, but didn’t think she could afford to.

“I was quite burnt out and desperate to change my lifestyle. I worked 70 hours a week for years – it was just exhausting,” she says. “I was lucky to have a good pension, but also quickly realised that when you retire, you just don’t need as much money. All the activities that I do – my walking group and book group – they don’t cost anything.”

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