How to claim unemployment benefits, who’s entitled to them and how much is Jobseekers Allowance?

JOBSEEKER’S Allowance (JSA) has been replaced by Universal Credit for most claimants – but a ‘new style’ version exists.

Here’s what you need to know about applying, eligibility and how much you can claim.

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How to claim unemployment benefits

The first thing to do before applying for JSA is check you’re eligible.

It’s no longer income-based – that part has been replaced by Universal Credit – but is now contribution-based.

JSA is for people in between jobs for no more than 182 days – it’s different to tax credits and income support.

The government website has a benefits calculator that helps you work out what you’re owed.

Once you know you’re entitled to JSA, you can make a claim by filling out an online form.

You will then be invited for an interview at your local Job Centre — which will set you up with the payment process and advise you on getting back into work.

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Who is entitled to JSA?

You may get Jobseeker’s Allowance (JSA) if the following apply:

• you’re 18 or over (there are some exceptions if you’re 16 or 17 – contact Jobcentre Plus for advice)
• you’re under the State Pension age
• you’re not in full-time education
• you’re in England, Scotland or Wales (there is a different application process for Northern Ireland)
• you’re available for work
• you’re actively seeking work
• you work on average less than 16 hours per week
• your partner, if you have one, works for less than 24 hours a week on average
• you have signed an agreement to look for work (‘Claimant Commitment’)
• you don’t have an illness or disability which stops you from working

Your partner’s finances and the amount of savings you have won’t affect your claim.

How much is the unemployment benefit and how are payments made?

There’s a maximum amount you can get – but how much you’re entitled to depends on things like your age, income and savings.

Use a benefits calculator to check how much JSA you can get, and how your other benefits will be affected.

Those up to 24-years-old get a maximum of £59.20, while those 25 and over can claim up to £74.70.

Payments are made every two weeks.

All benefits, pensions and allowances are paid directly into your bank, building society or credit union account.

Benefit claimants have been warned they could become ineligible for essential payments if they refuse job offers under new rules.

Under current rules benefits claimants can spend three months looking for a job suited to their experience.

But that time is now being slashed to just four weeks, at which point Brits will be expected to accept whatever is available.

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This post first appeared on thesun.co.uk