HOW much cash you can withdraw from an ATM will depend on the branch and the bank you’re using.
Your own account balance is a key factor too, and some banks have higher limits on withdrawals than others.
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There are around 53,000 ATMs in the UK currently and most withdrawals come from free-to-use machines – though it’s important to check as some will charge you.
But more Brits are inclined to use cards for payments nowadays, particularly after being discouraged from paying with cash during the pandemic and a general decline in cash sales.
Cash use has plummeted as people turned to paying in a more Covid-secure way, even now that restrictions have mostly lifted.
Shoppers can now make contactless card payments of up to £100 after a rule change rolled out on October 15.
So with more freedom to make larger payments without the need for cash, it could decline further.
But if you do still need to withdraw notes, here’s how much you can get out from each bank each day on cash machines found, and how it compares to withdrawing your money over the counter.
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How much can you withdraw from an ATM?
Lloyds and Halifax
You can withdraw up to £500 a day from a cash machine.
The maximum amount of cash you can withdraw over a branch counter at Lloyds or Halifax is £2,500.
You can take out more over the counter if you have pre-ordered the cash though.
Nationwide
For most Nationwide accounts the maximum amount you can withdraw per day is £500 at an ATM, but you can get up to £2,000 in branch.
To do this you might have to pre-order to make sure the bank has enough for you to withdraw.
Otherwise you’ll only be able to get £500 in branch too.
Barclays
The bank says there’s no limit to how much money you can withdraw over the counter in its branches as long as you’ve got enough in your account.
You might have to give the bank a day’s notice if it’s over £2,000 though, so the bank can check it has enough to give you.
Otherwise customers with personal current accounts can take out up to £300 per day from an ATM, while Premier and Platinum accounts can take out up to £1,000 per day.
Barclays Business accounts can take out up to £750 per day and BarclayPlus accountholders can withdraw up to £50 per day.
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NatWest and RBS
How much you can withdraw if you bank with NatWest or RBS depends on the account you have.
Holders of Student, Graduate, Savings or Adapt accounts can all withdraw £250 a day.
Foundation, Select, Reward, Silver or Platinum account holders can take out up to £300.
If you have a Black account, the limit is £750 a day.
TSB
Regardless of what account you have, the limit for withdrawals from TSB is a maximum of £200 each day.
Santander
With Santander you can withdraw cash up to £250 a day from an ATM.
For the Everyday Current Account, the limit is £300.
If you have a Santander Select Current Account, you can withdraw £1,000 in a single day.
HSBC
If you have an HSBC bank account the limit is £300, while HSBC Advance accounts can withdraw £500.
If you have HSBC Premier, it’s £1,000
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