Young people in the UK are finding properties even further out of reach as tax breaks and easier credit drive up prices

The housing market has defied expectations over the past year, fuelled by people’s desire to move to properties with gardens and space to work from home, and boosted by stamp duty holidays across the UK.

But the frenzy means many would-be buyers have been left behind. For them, despite the launch of a government guarantee scheme for 95% mortgages, owning a home is now further out of reach than ever. We spoke to readers about their frustration.

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