This is Money editor Simon Lambert shares five quick tips to take control of your finances this year in his regular video series.
It’s important not to just leave your financial year ahead to luck, says Simon, a bit of preparation and graft will pay off as well.
In this video he explains how to check how much your mortgage could rise by and prepare for it, move your savings to a better rate, invest for better long-term returns, move any credit card or other debts to cheaper rates and get a financial plan.