A flaw in how pre-paid funeral plans are drawn up has been exposed by a family of grieving siblings who were denied the opportunity to have a say in the funeral arrangements for their late brother.
Dignity Funerals, which owns more than 800 parlours nationwide, refused to deal with the next-of-kin of 65-year-old Peter Grant after he died from lung cancer in October last year.
Peter, a former electrician, was unmarried, had no children and had paid £3,000 in advance for his funeral to be carried out by Dignity. When someone dies who is not married and has no children, it is any surviving parent that is designated the next-of-kin.
Refusal: Dignity Funerals refused to deal with the next-of-kin of 65-year-old Peter Grant
In Peter’s case, it was his 91-yearold mother for whom daughter Katherine Daniels had power of attorney. But when Katherine contacted Dignity to talk about Peter’s funeral on his mother’s behalf, it said it could not discuss the arrangements.
It said it would only take instructions from another sister of Peter’s who had obtained his death certificate. This sister is estranged from the rest of the family.
As a result, when the funeral took place, Peter’s mother, Katherine and four other siblings were denied an input into the funeral arrangements. With Peter’s estranged sister not turning up or putting in place any instructions, it meant no one led the service, there was no eulogy and no agreed music.
‘What kind of service is that?’ asks Katherine, 59, a headteacher. ‘We’ve had no closure.’ She did, however, manage to play one of Peter’s favourite songs – Neil Young’s Harvest Moon – on her phone, while his brother Donald said some words about him.
In light of her family’s experience, she now believes that people signing up to a pre-paid funeral plan should be required to nominate a person to deal with the funeral arrangements. This would head off any disputes. She is also launching a national petition to ensure other warring families do not go through a similar experience.
Katherine was so desperate to give Peter a fitting send-off that she asked Dignity if the family could pay its costs to date and take possession of Peter’s body and arrange a funeral with another firm. But it refused, urging the two sides of the family to reconcile or contact it via a solicitor.
Although she then got a letter of administration from HM Courts & Tribunals Service authorising her to take control of her brother’s affairs and funeral, it arrived after Peter’s cremation. Katherine has complained to Dignity accusing the company of showing ‘disrespect for the grieving family’.
She adds: ‘I will continue fighting on all fronts so that no family has to suffer what we have been through.’
Dignity told The Mail on Sunday: ‘Out of respect for the families we serve, we do not comment on specific or personal aspects of any funeral arrangement. Our role is to provide a respectful service for families and recognise that this can be a distressing time for relatives. We will not comment on personal disputes amongst families.’
THIS IS MONEY PODCAST
- Is the UK primed to rebound… and what now for Scottish Mortgage?
- The ‘escape velocity’ Budget and the £3bn state pension victory
- Should the stamp duty holiday become a permanent vacation?
- What happens next to the property market and house prices?
- The UK has dodged a double-dip recession, so what next?
- Will you confess your investing mistakes?
- Should the GameStop frenzy be stopped to protect investors?
- Should people cash in bitcoin profits or wait for the moon?
- Is this the answer to pension freedom without the pain?
- Are investors right to buy British for better times after lockdown?
- The astonishing year that was 2020… and Christmas taste test
- Is buy now, pay later bad news or savvy spending?
- Would a ‘wealth tax’ work in Britain?
- Is there still time for investors to go bargain hunting?
- Is Britain ready for electric cars? Driving, charging and buying…
- Will the vaccine rally and value investing revival continue?
- How bad will Lockdown 2 be for the UK economy?
- Is this the end of ‘free’ banking or can it survive?
- Has the V-shaped recovery turned into a double-dip?
- Should British investors worry about the US election?
- Is Boris’s 95% mortgage idea a bad move?
- Can we keep our lockdown savings habit?
- Will the Winter Economy Plan save jobs?
- How to make an offer in a seller’s market and avoid overpaying
- Could you fall victim to lockdown fraud? How to fight back
- What’s behind the UK property and US shares lockdown mini-booms?
- Do you know how your pension is invested?
- Online supermarket battle intensifies with M&S and Ocado tie-up
- Is the coronavirus recession better or worse than it looks?
- Can you make a profit and get your money to do some good?
- Are negative interest rates off the table and what next for gold?
- Has the pain in Spain killed off summer holidays this year?
- How to start investing and grow your wealth
- Will the Government tinker with capital gains tax?
- Will a stamp duty cut and Rishi’s rescue plan be enough?
- The self-employed excluded from the coronavirus rescue
- Has lockdown left you with more to save or struggling?
- Are banks triggering a mortgage credit crunch?
- The rise of the lockdown investor – and tips to get started
- Are electric bikes and scooters the future of getting about?
- Are we all going on a summer holiday?
- Could your savings rate turn negative?
- How many state pensions were underpaid? With Steve Webb
- Santander’s 123 chop and how do we pay for the crash?
- Is the Fomo rally the read deal, or will shares dive again?
- Is investing instead of saving worth the risk?
- How bad will recession be – and what will recovery look like?
- Staying social and bright ideas on the ‘good news episode’
- Is furloughing workers the best way to save jobs?
- Will the coronavirus lockdown sink house prices?
- Will helicopter money be the antidote to the coronavirus crisis?
- The Budget, the base rate cut and the stock market crash
- Does Nationwide’s savings lottery show there’s life in the cash Isa?
- Bull markets don’t die of old age, but do they die of coronavirus?
- How do you make comedy pay the bills? Shappi Khorsandi on Making the…
- As NS&I and Marcus cut rates, what’s the point of saving?
- Will the new Chancellor give pension tax relief the chop?
- Are you ready for an electric car? And how to buy at 40% off
- How to fund a life of adventure: Alastair Humphreys
- What does Brexit mean for your finances and rights?
- Are tax returns too taxing – and should you do one?
- Has Santander killed off current accounts with benefits?
- Making the Money Work: Olympic boxer Anthony Ogogo
- Does the watchdog have a plan to finally help savers?
- Making the Money Work: Solo Atlantic rower Kiko Matthews
- The biggest stories of 2019: From Woodford to the wealth gap
- Does the Boris bounce have legs?
- Are the rich really getting richer and poor poorer?
- It could be you! What would you spend a lottery win on?
- Who will win the election battle for the future of our finances?
- How does Labour plan to raise taxes and spend?
- Would you buy an electric car yet – and which are best?
- How much should you try to burglar-proof your home?
- Does loyalty pay? Nationwide, Tesco and where we are loyal
- Will investors benefit from Woodford being axed and what next?
- Does buying a property at auction really get you a good deal?
- Crunch time for Brexit, but should you protect or try to profit?
- How much do you need to save into a pension?
- Is a tough property market the best time to buy a home?
- Should investors and buy-to-letters pay more tax on profits?
- Savings rate cuts, buy-to-let vs right to buy and a bit of Brexit
- Do those born in the 80s really face a state pension age of 75?
- Can consumer power help the planet? Look after your back yard
- Is there a recession looming and what next for interest rates?
- Tricks ruthless scammers use to steal your pension revealed
- Is IR35 a tax trap for the self-employed or making people play fair?
- What Boris as Prime Minister means for your money