The lowdown on the pros, cons and fees involved if you want to use such personal finance tools
Lauren Burrows, a senior consumer writer at the website Money to the Masses, has tried and tested budgeting apps. These link up to your bank accounts, credit cards and investments, and pull in information about your balances and transactions. You don’t need to input your passwords, and will have to confirm every 90 days that you are still happy with the app to access your details. Here are her favourites.