With record numbers in financial difficulty, we hear from people who explain how they’ve landed in the red

Alexander has been in a vicious financial cycle since he left his £80,000-a-year job in hospitality management early in the pandemic to change career and become a police officer.

“I wanted more purpose,” the 35-year-old Londoner says. “Until I joined the police, I’ve never had to worry much about my spending, but during the period of unemployment, followed by a house move and relatively low-paid retraining, my savings got wiped out.”

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