The toughest saving challenge

The fiver challenge is one of the most hardcore savings tests but it’ll leave you rolling in it if you succeed.

It works wonders for those saving for a milestone, like a home deposit, wedding, car, or another big purchase.

To make this challenge more achievable, you can take it on with a partner – so each of you save £2.50 to begin with.

This challenge works the same as the 52-week challenge, but you go up in multiples of £5 rather than £1.

So you save £5 in week one, £10 in week two, and up to £260 in week 52.

Lidl’s homeware range back in store

The Sanitas Heated Underblanket is back on shelves for £19.99.

With six heat settings, you can be sure to find a temperature that heats your needs. 

The gadget also comes with an auto shut-off system so you won’t be able to leave it on all night by mistake. 

The blanket costs just 2p per hour to run, compared with a 24KW boiler costing £13.44.

Free debt advice

If you’re in debt there are plenty of services you can take advantage of and they offer free advice on how to manage debt.

Most of them can offer you free guidance and help in person, over the telephone or online.

Save over £1,600 on childcare

If you claim Universal Credit, you could be eligible for a refund on a large chunk of your childcare costs.

You can claim back 85% of childcare costs up to £951 for one child or £1,630 for two or more up to August 31 following the child’s 16th birthday.

While you may have to pay the costs upfront, you can then claim it back through Universal Credit.

This post first appeared on thesun.co.uk

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