Free debt advice
If you’re in debt there are plenty of services you can take advantage of and they offer free advice on how to manage debt.
Most of them can offer you free guidance and help in person, over the telephone or online.
Pay in cash
Tap-and-go is ubiquitous and super convenient. Try going back to the 90s and paying in cash; watching £100 in notes slip through your fingers brings a sobering reality to your spending.
How do you log in to Universal Credit?
Universal Credit claimants can see their online account by logging in via the gov.uk website.
You’ll need your username and password – which are the same ones you had to set up when you first applied for benefits.
If you have forgotten your login details, you can put in a request to reset your username or password by entering your email address.
If you have an online Universal Credit account, you can also sign in via gov.uk verify.
In a worse case scenario, you can always try calling the Universal Credit helpline on 0800 328 5644 (Textphone: 0800 328 1344).
You can also get in contact via NGT text relay on 18001 then 0800 328 5644.
There’s a Welsh language helpline available on 0800 328 1744 too.
What age does child benefit stop?
Child benefit payments stop on August 31, on or after your child’s 16th birthday, if they leave education or training.
If this is the case, your teen will get their own registered National Insurance Number.
You are still entitled to cash after they turn 16 and choose to stay in “approved” education or training.
Once your child has reached their final year of secondary school, the Child Benefit Office will send you a letter.
