Things to avoid this Christmas to save cash
It can be tempting to spend heavily at this time of year, but with these tips, you should be able to save some money.
The Sun has put together a handy list of things to avoid this festive period to make sure your wallet remains nice and full.
NOT SETTING A BUDGET: Working out a realistic budget forces you to calculate what you can afford.
Ensure you stick to it for a happier new year.
BUYING DEALS YOU DON’T REALLY NEED: It doesn’t matter if an item is 90 per cent off.
If you don’t want it or need it, then you’ve spent money, not saved it.
USING BUY NOW, PAY LATER SCHEMES: A third of adults admit to using BNPL schemes like Klarna or ClearPay, but they can entice you into spending much more than you can afford, especially at Christmas.
Missing a payment also clocks up a negative rating on your credit report.
Check out the full article to see even more Christmas-saving tips.
