Murmurs from HSBC HQ this week warned that an overhaul of its business model could leave customers paying a monthly fee for their current accounts.

This week, Simon Lambert, Lee Boyce and Georgie Frost ask whether this is really a possibility, if banking actually is free anyway and what happens next.

We also look at who is winning the battle of current account switchers and whether people are just too loyal to their bank.

This weekend marks the end of the furlough scheme, replaced by something new – while other financial support is also changing, including free overdrafts and mortgage payment holidays.

What impact did the second wave fear and upcoming US election have on the stock market this week?

Bitcoin has seen a surge in price this week, what’s behind its rise to the highest level since the crazy end of 2017?

And boilers – one reader has been told that their 28 year model is too ancient to service. Is this a fair call?

How to listen to the This is Money podcast 

We publish our podcast every Friday to the player on This is Money, above, and on Apple Podcasts (iTunes) and on the podcast platforms Audioboom and Acast, both of which allow you to listen on desktop, mobile, or download an app. We also now publish to Spotify.

To download the Apple Podcasts app if you do not already have it, go to the App store. Or go to either the Apple App store or the Google Play store on Android to download the Acast, AudioBoom or Spotify app. 

Press play to listen to this week’s full episode on the player above, or listen (and please subscribe and review us if you like the podcast) at Apple Podcasts, Acast, Audioboom and Spotify or visit our This is Money Podcast page.   

This post first appeared on Dailymail.co.uk

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